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Just to add some more info -
-I intend to use NFCU as my primary banking institution. I miss my old CU, but burned them in BK, so they're not an option (I did try already actually, they were very clear that it was not an option since I'd caused the CU a loss by including a CC of theirs in the BK)
-I'm definitely not in a place financially where I could survive a weeks-long hold on all my cashflow while they investigate eligibility, hence wanting to know when I'm 'safe' to use them without much risk of a blanket hold
I feel like I'm doing something 'shady' by joining them. But I swear that I'm not - my Grandfather served in the Navy in WWII, and while I was young when he passed, I do remember that he was buried with assistance from the military (they helped pay for the burial and grave marker, I believe they also required something service related on the marker itself). However - he served in WWII...which was quite a long time ago, and I was all of 11 when he passed in the 90s. There's a SLIM chance one of my aunts will have his social # somewhere, but I doubt anyone knows if he was actually a member while he was alive. For the most part I just have his name and DOB. I could fairly easily get my mother's birth cert and have mine which would show lineage. I also share the same last name as he does (uncommon - not like smith or anything). I was actually named a diminutive of his name as well as sharing his last name...
I would say at this point to not worry about it, and just to start conducting business as usual.
My fear is that they will freeze the acocunt which seems like a common practice. I only just opened it yesterday, so it's brand new.
On the phone, they asked me very very little about my grandfather. I think i volunteered his name/DOB/branch of service details, but they didn't really ask much else after that... I feel like they should need more details :/
You can obtain a copy of your Grandfather's Birth Cert. You just need to know the City or County in which he was born, the date (approximate will do if it must) and his name. You can do it all online- or if you're close to the County/State recorder you can try in person.
I believe with his BC you can obtain a copy of his DD214 or other doc proving service, if you're asked for it.
I recently had to obtain BC's for relatives that passed 30 years ago for life Insurance claims. It took a little doing but they found them for me..
Best of Luck!!!
I LOVE NFCU
Link to request DD214 online.