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So I've been with Navy since May 2019, a couple months after filing my BK. I've made other posts about my timeline but recent events included being approved for a Flagship card for 12.1k five months ago alongside them refinancing my vehicle a month before that.
I recently started a new job with a direct deposit. Only been there a month, but previously self-employed, and last night decided to apply for a CLOC! I never overdraw my account, just wanted to see if they would let me have a CLOC as they've denied me once in the past.
I asked for 1k in the later evening and received a text saying I had been approved by 7 am this morning!! I was pretty surprised, honestly, I thought they'd just offer me $500. I do not know my current FICO score, I am sure I will find this info when they send me in the mail, but they did pull TU for the CLOC. I will update if/when I have that information, but pretty excited at how much love NFCU has given me in the last two years!
ETA: My TU was 680 at time of approval.
@wantitgone wrote:So I've been with Navy since May 2019, a couple months after filing my BK. I've made other posts about my timeline but recent events included being approved for a Flagship card for 12.1k five months ago alongside them refinancing my vehicle a month before that.
I recently started a new job with a direct deposit. Only been there a month, but previously self-employed, and last night decided to apply for a CLOC! I never overdraw my account, just wanted to see if they would let me have a CLOC as they've denied me once in the past.
I asked for 1k in the later evening and received a text saying I had been approved by 7 am this morning!! I was pretty surprised, honestly, I thought they'd just offer me $500. I do not know my current FICO score, I am sure I will find this info when they send me in the mail, but they did pull TU for the CLOC. I will update if/when I have that information, but pretty excited at how much love NFCU has given me in the last two years!
Congratulations!