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NFCU cloc

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Regular Contributor

NFCU cloc

Well just applied for the navy cloc over the phone. Didn’t get and instant denial (which I’m used to from them) been trying to get approved as scores keep going up. But after she hit submit she read me some interest info and said that it has been sent to back office and I will know something within two hours. Fingers crossed that I can get a second product from navy besides my secured card
Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 1 of 8
7 REPLIES 7
Regular Contributor

Re: NFCU cloc

The suspense is killing me lol, I called back after two hours like they said. The nice lady said “we need to do additional verification “ in guessing due to the fraud alert on my credit profiles, however i haven’t been told that before. But so far last couple apps for discover and care credit I was approved when I had to do additional verification. So fingers still crossed that I get an approval! They said could be 2/3 hours again since they have to send it back to the underwriters for review. Last time I applied for this cloc about 2-1/2 months ago it was I Randy denial so this may be promising
Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 2 of 8
Regular Contributor

Re: NFCU cloc

Anddddd approved! Only for the minimum of $500. But it’s something and gets that relationship going
Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 3 of 8
Super Contributor

Re: NFCU cloc

 

Congrats on your Navy CLOC approvalSmiley Happy

 

Message 4 of 8
Valued Member

Re: NFCU cloc

Good work and congrats! They gave me $500 CLOC in June. I am going to ask for cli to $15k (LOL) in Dec when it's officially 6 months old!
Message 5 of 8
Frequent Contributor

Re: NFCU cloc

Did they pull EQ or TU.

I am having issues getting EQ unlocked.

Message 6 of 8
Super Contributor

Re: NFCU cloc


@althes wrote:

Did they pull EQ or TU.

I am having issues getting EQ unlocked.


EQ for CLOC

Equifax is a nightmare right now.

 

Message 7 of 8
Regular Contributor

Re: NFCU cloc

They didn’t pull anything for me. Well not that I know of yet. I havent gotten any alerts for it and I don’t see an inquiry anywhere
Discover it miles 9/19 Sl 5000 | Care Credit 9/19 SL 3500 | Cap 1 QS 4/14 AU 500 | Cap 1 QS1 4/14 AU 600 | NFCU Secured 8/19 200 | NFCU CLOC 9/19 500 | NFCU auto 10/19 6.29 66k | NFCU Auto 4.9% 37k
Experian- 702
Equifax- 676
Transunion- 611
Util- 9%
Message 8 of 8
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