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NFCU personal loan interest rate RECON?

Contributor

NFCU personal loan interest rate RECON?

I'm in the process of apping for a $15K/30 month loan w NFCU. I'm confident of the approval but suspect the interest rate will not be low enough for my needs (south of 12%). 

 

Anyone have any luck negotiating a lower interest rate after approval but of course BEFORE signing off and accepting?

 

Thanks. 

BK13 DC 12/15. 740 scores/18 inqs (about)
VentureOne 28K. Marvel MC 25K. PFCU: Promise 19K; PLOC 10K; Rewards 5K.
NFCU: Plat 15K; Flagship 15K; CLOC 10K
Barclays Aviator 12K; Jet Blue $500 (for the miles).
BOA 8K. Discover 10K/5K. 5/3 10K. PPC 7K
PPMC 10K. TD Ameritrade $1500
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2 REPLIES
Valued Contributor

Re: NFCU personal loan interest rate RECON?

I don't think so, whey they'll offer is what you'll get and sign if you like it.




FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 2 of 3
Community Leader
Super Contributor

Re: NFCU personal loan interest rate RECON?

As mentioned above OP, the rate that's provided with the terms of the loan is non-negotiable. You can either accept it or pass.
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