NIHFCU Membership

[AllZero]

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@Red1Blue wrote:

Just now received an email. My membership to NIHFCU is approved. 

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Congratulations on your membership!

[snickerpedia]

Congrats on your membership!

was it a hard pull to join??

Did you apply for any credit products yet??

[Anonymous]

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@Revelate wrote:

What's the draw here?  The introductory 15 month 0% BT financing at 2% fee on their CC's or some other thing I'm not seeing?

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I am curious as well @Red1Blue -- there is no information about them here. Should we start a stampede? 

[randomguy1]

No bank bonus no soup for me.

In all seriousness, what's the draw?

[Red1Blue]

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@snickerpedia wrote:

Congrats on your membership!

was it a hard pull to join??

Did you apply for any credit products yet??

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There is no hardpull for the membership. You an choose ACC option when you apply for membership and I got approved in a day. My credit scores are bit low and I still have COs listed on my report. I am going to wait for the COs to clear before I go for a credit product. It does not cost to apply and I went for it.

[Red1Blue]

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@Anonymous wrote:

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@Revelate wrote:

What's the draw here?  The introductory 15 month 0% BT financing at 2% fee on their CC's or some other thing I'm not seeing?

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I am curious as well @Red1Blue -- there is no information about them here. Should we start a stampede? 

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I am not sure what information you are looking for. They seem to be a good FCU. I just became a member so I do not know all the details. Membership is free and they will pay for ACC. There is no hard pull for membership.

[Red1Blue]

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@randomguy1 wrote:

No bank bonus no soup for me.

In all seriousness, what's the draw?

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After being an Engineer for many years, I went back to school and got MD/PhD and interested in the Research. I do not work for NIH or affliated companies. Couple of months ago I applied for membership and they declined. Now they opened the membership to all so I am glad, I was able to join and become part of the NIHFCU community. My Credit is week due to my educational loans and other COs during my school. So I am holding off on applying for credit products.