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@Anonymous wrote:
@_NERD wrote:
I wonder,
Is it possible to just put freezes on my 3B & then apply for a NFCU savings/checking account? That way if it’s a SP you’re in, and if it’s a HP you’re not getting in?Nerd,
1. We're not allow to discuss using credit freeze or lock to influence or manipulate lender credit pulls.
2. Unless you already have existing relationship with Navy, SP will still require unfreezing.
Yeah, we can't discuss freezing to force a lender to check an alternative bureau, but the admins/legal have said it's fine to discuss freezing all the bureaus (since that's not playing favorites). It's a weird nuance.
I agree with @Anonymous, though, that it's probably not going to work. They definitely do a SP check your identity, and I don't think that will work through a freeze.
I am a bit late but when I joined Navy in September, I didn’t have a HP to join, just a HP for the card (TU).
I joined today over the phone made a point to inquire about a hard pull for jus t opening a checking and savings account she said there was no hard pull I opened a checking and savings and no hard pull at all
Probably be good for anyone wanting this credit union to open over the phone and make sure you get them to say no hard pull before you even apply
Take care
@pmanock wrote:I joined today over the phone made a point to inquire about a hard pull for jus t opening a checking and savings account she said there was no hard pull I opened a checking and savings and no hard pull at all
Probably be good for anyone wanting this credit union to open over the phone and make sure you get them to say no hard pull before you even apply
Take care
Thank you.
I've been a member for a while, have 2 cards and a savings.
I've been wanting to open a checking to get 2% instead of the 1.5% on my PCR card.
This helps me a LOT!
@Pikaboo-icu wrote:
@pmanock wrote:I joined today over the phone made a point to inquire about a hard pull for jus t opening a checking and savings account she said there was no hard pull I opened a checking and savings and no hard pull at all
Probably be good for anyone wanting this credit union to open over the phone and make sure you get them to say no hard pull before you even apply
Take care
Thank you.
I've been a member for a while, have 2 cards and a savings.
I've been wanting to open a checking to get 2% instead of the 1.5% on my PCR card.
This helps me a LOT!
pika pika, that's PenFed not Navy.
@Anonymous wrote:
@Pikaboo-icu wrote:
@pmanock wrote:I joined today over the phone made a point to inquire about a hard pull for jus t opening a checking and savings account she said there was no hard pull I opened a checking and savings and no hard pull at all
Probably be good for anyone wanting this credit union to open over the phone and make sure you get them to say no hard pull before you even apply
Take care
Thank you.
I've been a member for a while, have 2 cards and a savings.
I've been wanting to open a checking to get 2% instead of the 1.5% on my PCR card.
This helps me a LOT!
pika pika, that's PenFed not Navy.
Oh my stars!!
You're right!
Sheesh I need more coffee..
Thank you- you probably saved me HP.
Thank YOU!
I have both and IDK why but I'm forever mixing them up. Dope!
Any other feedback for a hard or SP to join? It looks like things are leaning towards it being a SP.
Two other questions, if it was a HP, would I still receive one if I don't meet the membership requirements? And when it comes to their credit cards, I believe I've read they usually provide decent starting limits and CLIs. I haven't researched them lately but I remember seeing people happy about the numbers they were seeing.