Navy Fed Navcheck

Anonymous · ‎02-22-2017

Hi fellow NFCU members. If I had a charge off checking account with Navy Fed back in 2012. But have since paid that and have checking and 2 CC with them do you think they will decline me for Navcheck. Is there a blacklist for those who have had charged off accounts in the past?

Anonymous · ‎02-22-2017

@Anonymous wrote:
Hi fellow NFCU members. If I had a charge off checking account with Navy Fed back in 2012. But have since paid that and have checking and 2 CC with them do you think they will decline me for Navcheck. Is there a blacklist for those who have had charged off accounts in the past?

If you have credit cards wuth the now and they approved you for them after the chargeoff them there is a good chance you'll be approved. It is just another revolving credit line. You really won tknow until you actually try. Give it a shot

Anonymous · ‎02-22-2017

@Anonymous wrote:
@Anonymous wrote:
Hi fellow NFCU members. If I had a charge off checking account with Navy Fed back in 2012. But have since paid that and have checking and 2 CC with them do you think they will decline me for Navcheck. Is there a blacklist for those who have had charged off accounts in the past?
If you have credit cards wuth the now and they approved you for them after the chargeoff them there is a good chance you'll be approved. It is just another revolving credit line. You really won tknow until you actually try. Give it a shot

Thanks. I'm going to wait until the May AR on my CashRewards and then apply

Anonymous · ‎02-22-2017

Just so you know the department that does CLOC is totally different than the CC dept.

garagebandking · ‎02-23-2017

Different department and for me, they pulled EQ whereas it was a TU pull for the membership and CC.

Good luck.