I want to open a savings. I really don’t need another checking. @Brian_Earl_Spilner did you get a CC when you joined or just the membership?
I got my cash rewards 15 minutes after opening my account so it was a double pull. One for membership and one for the card.
@Rebuild he isn't deceased so this won't work for me But thank you for letting me know I will just ask and hopefully he doesn't take it the wrong way XD
I think I would call them and question the double pull. The csr made it perfectly clear on the phone, to join like I did and open a savings was no hp. I did get a hp when applied for cc 3 months later.
While it's commonly thought to be soft pull, they will hard pull occasionally. In credit, one should always assume a HP and be happy if it's SP. You don't know if the csr is up to date on procedures or just didn't know what they're talking about. They also didn't use the same pull for cloc and auto like everyone said they would. It was a double pull for that as well.