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Navy Federal

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Contributor

Navy Federal

Wife just got approved for a Navy Federal account today.🎉🎉
current scores








Gardening since 6/03/19
Cap1 Qs $400
Cap1 plat-$300 on steps
Citi secured-$300
Gettington-$500 about to be replaced by Amazon builder.
Message 1 of 12
11 REPLIES 11
Community Leader
Super Contributor

Re: Navy Federal

Thats great! Navy is amazing!

Scores held down by umpteen INQ & New accounts
~~~BK7 d/c-08/2013......my rebuild worked for me, but won't necessarily work for you.~~
Message 2 of 12
Established Contributor

Re: Navy Federal

Congrats on the approval! 

Message 3 of 12
Contributor

Re: Navy Federal

Question...she got her account because of her grandfather, could I become a member through her now or should I just have her add me to her account?
current scores








Gardening since 6/03/19
Cap1 Qs $400
Cap1 plat-$300 on steps
Citi secured-$300
Gettington-$500 about to be replaced by Amazon builder.
Message 4 of 12
Super Contributor

Re: Navy Federal


@Shaw83 wrote:
Question...she got her account because of her grandfather, could I become a member through her now or should I just have her add me to her account?

You can become a member because you are married to a member.


7/1/19: FICO8 EQ 749 TU 783 EX 746 Total revolving limits 713500 (592500 reporting)
Message 5 of 12
Established Member

Re: Navy Federal

Congratulations. Yes, you can apply online or over the phone. As long as you have her member number.
Message 6 of 12
Contributor

Re: Navy Federal

Thank you
current scores








Gardening since 6/03/19
Cap1 Qs $400
Cap1 plat-$300 on steps
Citi secured-$300
Gettington-$500 about to be replaced by Amazon builder.
Message 7 of 12
Frequent Contributor

Re: Navy Federal

Congrats! I love Navy!!
Message 8 of 12
Senior Contributor

Re: Navy Federal

Congratulations to DW!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 9 of 12
New Member

Re: Navy Federal

Congrats, just know that Navy Federal reports your banking data to Early Warning, including all of your ACH transactions and direct deposits. Smiley Sad

Message 10 of 12