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Navy federal cloc approval

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Valued Member

Navy federal cloc approval

Just wanted to let you guys know. I applied for the navy federal cloc today. 3 weeks after dc and I was approved. I only put the minimum 500 bc I couldn’t get a prequalified offer anywhere so I didn’t want to push it.

Anyways, it went to a review and then after an hr it was approved. They said they would use the same pull if I requested more today but I’m thinking since it went to review instead of auto approval a higher amount wouldn’t be approved idk.

Equifax fico score 618
Message 1 of 9
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Established Contributor

Re: Navy federal cloc approval

Congrats that's a start.... You can ask for a increase later as long as your foots in the door Smiley Happy
Gardening....TCL: 100k+
Message 2 of 9
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Community Leader
Mega Contributor

Re: Navy federal cloc approval

The majority of apps go to manual review. You already took the hp and got it. The hard part is done. As with everything Navy, shoot for the moon and request the max of $15k. They'll counter. Just make sure youre speaking to an analyst and they're using the same HP.







Message 3 of 9
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Senior Contributor

Re: Navy federal cloc approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 4 of 9
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Valued Member

Re: Navy federal cloc approval

Thanks!
Message 5 of 9
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Valued Contributor

Re: Navy federal cloc approval


@Begin_anew1 wrote:
Just wanted to let you guys know. I applied for the navy federal cloc today. 3 weeks after dc and I was approved. I only put the minimum 500 bc I couldn’t get a prequalified offer anywhere so I didn’t want to push it.

Anyways, it went to a review and then after an hr it was approved. They said they would use the same pull if I requested more today but I’m thinking since it went to review instead of auto approval a higher amount wouldn’t be approved idk.

Equifax fico score 618

















Your FICO credit scores are not just numbers, it’s a skill.

Message 6 of 9
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Frequent Contributor

Re: Navy federal cloc approval


@Begin_anew1 wrote:
Just wanted to let you guys know. I applied for the navy federal cloc today. 3 weeks after dc and I was approved. I only put the minimum 500 bc I couldn’t get a prequalified offer anywhere so I didn’t want to push it.

Anyways, it went to a review and then after an hr it was approved. They said they would use the same pull if I requested more today but I’m thinking since it went to review instead of auto approval a higher amount wouldn’t be approved idk.

Equifax fico score 618

What dc are you referring to? Double cash?



Message 7 of 9
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Valued Member

Re: Navy federal cloc approval

I meant discharge.
Message 8 of 9
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Frequent Contributor

Re: Navy federal cloc approval

Wow,  thats impressive. Congrats on the good work.


@Begin_anew1 wrote:
I meant discharge.

 



Message 9 of 9
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