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Hello everyone! If there's a new blog article that I think you guys might like I plan on posting it in the Forums.
This week's article is: 4 Easy Budgeting Systems to Try for Financial Literacy Month
Let me know what you think about the article.
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I use "pay yourself first" budgeting. $300 (19%) of my check goes immediately to savings or ABLE each month, I pay down my bills after that, then I'm allowed to spend whatever is left but I try to spend as little as possible and then dump the rest into savings too. My goal is $500 total each month but being a low income person, even being able to do that $300 is more than most in my position can do so I don't beat myself up about it.
This is a pretty good article! I like the explanations of the budgeting system.
I use a combo - pay myself first (by splitting my direct deposit, so a chunk goes to saving), and then a digital envelope/zero based system (ynab). I always tell people they have to figure out what works best for them - I tried various budgeting systems to no avail before settling on what would help me stay in line the most.