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Obtaining Personal Loans Post Bankruptcy Discharge?!?!?!?!?!??!

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Anonymous
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Obtaining Personal Loans Post Bankruptcy Discharge?!?!?!?!?!??!

My current FICO scores are 655, 622, & 639 and considering my bankruptcy was just discharged April 30th, those are pretty good, however I have been unable to obtain a personal loan of ANY size for ANY interest rate to save my life. 

 

 

I am trying to obtain a $2,500 loan mainly for the purpose of establishing an installment loan that gets paid on time. I currently have no debt (or like $500 or less), and I make $135,000 and no one will touch me.

 

Is there a set amount of time I should wait? This is insane?!?!?!

 

Mike

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Anonymous
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Re: Obtaining Personal Loans Post Bankruptcy Discharge?!?!?!?!?!??!

If you do not actually need the money I would look into both self lender and SSL secured loan technique. Essentially you use your funds to secure the loan pay it down to under 8.9% and let it sit for the term of the loan as your payment will be pushed way out into the future but you will reap the benefits of a good credit mix and positive payment history.
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