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Only Pull Equifax Personal Loan?

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Anonymous
Not applicable

Only Pull Equifax Personal Loan?

Hey Team,

 

I hope this message finds you well.

I am in the midst of applying for a personal loan. My highest score is with Equifax and I was wondering if anyone knew of a lender that only pulled the Equifax report for a personal loan? 

Navy Federal for example only pulls TransUnion. 

Message 1 of 8
7 REPLIES 7
CYBERSAM
Senior Contributor

Re: Only Pull Equifax Personal Loan?

DCU pulls Equifax, but there are possibilities that all the banks could pull other credit reports!







                
Message 2 of 8
Anonymous
Not applicable

Re: Only Pull Equifax Personal Loan?

Thanks. Regrettably, I already tried them.

Does anyone else know of an Equifax exclusive (or almost exclusive) personal loan lender? Thank you.

Message 3 of 8
tcbofade
Super Contributor

Re: Only Pull Equifax Personal Loan?

PenFed pulls EQ9

 

Good luck!

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 4 of 8
justbeyou0724
Valued Member

Re: Only Pull Equifax Personal Loan?

I just know of DCU. I know that PenFed pulls Experian for there personal loans and equifax for the credit cards. 


@tcbofade wrote:

PenFed pulls EQ9

 

Good luck!


 

Message 5 of 8
Anonymous
Not applicable

Re: Only Pull Equifax Personal Loan?

Thank you. However, I am looking solely for a personal loan.

Message 6 of 8
OzonMike
Member

Re: Only Pull Equifax Personal Loan?

 


@Anonymous wrote:

Thank you. However, I am looking solely for a personal loan.


Penfed pulls EX for loan products and EQ for cc .. with the exception of auto loans .. which is a EQ pull. You can always do a prequal for the personal loan. It'll be a SP on EX. You'll get all the options Penfed is willing to extend to you. If you decide to accept any of the offers then it'll result in a HP on EX. Hope this helps! 

Message 7 of 8
OzonMike
Member

Re: Only Pull Equifax Personal Loan?


@Anonymous wrote:

Thanks. Regrettably, I already tried them.

Does anyone else know of an Equifax exclusive (or almost exclusive) personal loan lender? Thank you.


What was the denial reason from DCU? Also what was the score they pulled for you?

Message 8 of 8
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