cancel
Showing results for 
Search instead for 
Did you mean: 

Only Pull Equifax Personal Loan?

george8680
New Visitor

Only Pull Equifax Personal Loan?

Hey Team,

 

I hope this message finds you well.

I am in the midst of applying for a personal loan. My highest score is with Equifax and I was wondering if anyone knew of a lender that only pulled the Equifax report for a personal loan? 

Navy Federal for example only pulls TransUnion. 

Message 1 of 8
7 REPLIES 7
CYBERSAM
Valued Contributor

Re: Only Pull Equifax Personal Loan?

DCU pulls Equifax, but there are possibilities that all the banks could pull other credit reports!





Message 2 of 8
george8680
New Visitor

Re: Only Pull Equifax Personal Loan?

Thanks. Regrettably, I already tried them.

Does anyone else know of an Equifax exclusive (or almost exclusive) personal loan lender? Thank you.

Message 3 of 8
tcbofade
Community Leader
Super Contributor

Re: Only Pull Equifax Personal Loan?

PenFed pulls EQ9

 

Good luck!


01/01/22 Fico 8: EX 722, EQ 736, TU 716.
12/03/21 Fico 9: EX 749, EQ 758, TU No idea.

Zero percent financing is where the devil lives...
Message 4 of 8
justbeyou0724
Established Member

Re: Only Pull Equifax Personal Loan?

I just know of DCU. I know that PenFed pulls Experian for there personal loans and equifax for the credit cards. 


@tcbofade wrote:

PenFed pulls EQ9

 

Good luck!


 

Message 5 of 8
george868o
New Visitor

Re: Only Pull Equifax Personal Loan?

Thank you. However, I am looking solely for a personal loan.

Message 6 of 8
OzonMike
Member

Re: Only Pull Equifax Personal Loan?

 


@george868o wrote:

Thank you. However, I am looking solely for a personal loan.


Penfed pulls EX for loan products and EQ for cc .. with the exception of auto loans .. which is a EQ pull. You can always do a prequal for the personal loan. It'll be a SP on EX. You'll get all the options Penfed is willing to extend to you. If you decide to accept any of the offers then it'll result in a HP on EX. Hope this helps! 

Message 7 of 8
OzonMike
Member

Re: Only Pull Equifax Personal Loan?


@george8680 wrote:

Thanks. Regrettably, I already tried them.

Does anyone else know of an Equifax exclusive (or almost exclusive) personal loan lender? Thank you.


What was the denial reason from DCU? Also what was the score they pulled for you?

Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.