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PAYDAY LOANS I need money urgently.

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Anonymous
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PAYDAY LOANS I need money urgently.

I want to use payday loans. What is the normal rate?

Message 1 of 35
34 REPLIES 34
Anonymous
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Re: PAYDAY LOANS I need money urgently.

Please do not get into the payday loan chain. It took me years to get out.  And they charge you up the ass. Are there any alternative methods you can use. And how much do you need?

Message 2 of 35
Anonymous
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Re: PAYDAY LOANS I need money urgently.

400% APR...don't do it...you'll be sorry...Smiley Wink

Message 3 of 35
Anonymous
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Re: PAYDAY LOANS I need money urgently.

How much, why, and by when?

Message 4 of 35
Anonymous
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Re: PAYDAY LOANS I need money urgently.

400% is too much! I have found from 200%. I need $ 800 for 2 months. Overpayment will be 200% / 12months / 100% X $ 800 X 2 = 266.6666  I am right?

 

 

Message 5 of 35
Anonymous
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Re: PAYDAY LOANS I need money urgently.

That website discloses "The range for APRs is between 200% to 1386%."


1386% ouch.

 

Why do you need $800 so desperately?  Can you sell some items you don't absolutely need?  TV, video games, etc?

Message 6 of 35
Aduke1122
Senior Contributor

Re: PAYDAY LOANS I need money urgently.

Op plz consider other options if you have them, anything else is better than payday loans
Message 7 of 35
Creditplz
Valued Contributor

Re: PAYDAY LOANS I need money urgently.

Wow if I could lend you $800 at even 100% believe me I would... but I'd highly recommend you not go this route.
Message 8 of 35
Anonymous
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Re: PAYDAY LOANS I need money urgently.


@Anonymous wrote:

I want to use payday loans. What is the normal rate?


OP, do what you gotta do! Just make sure you are very clear what you are committing to. Make sure you understand the terms and conditions.

Message 9 of 35
Anonymous
Not applicable

Re: PAYDAY LOANS I need money urgently.


@Anonymous wrote:

400% is too much! I have found from 200% . I need $ 800 for 2 months. Overpayment will be 200% / 12months / 100% X $ 800 X 2 = 266.6666  I am right?


Hmm, do you work for them?

Message 10 of 35
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