@rchvmz No I don't think how much you have in your account has any bearings on if your approved for the PLOC. I used the preapproval loan tool to find out if they would lend to me after I recieved a preapproval in the mail (I did not have membership). 3 days into my membership I was able to get the Cash Rewards and Platinum card off the one hard pull. I had to take a 2nd hard pull for the PLOC. I was preapproved for 20k for the personal loan. I was able to get the two cards with 7500 a piece credit limits and I asked for only 5k in PLOC since that would put me at 20k which I knew they were willing to give me. I say use the preapproval loan tool before applying in a few months.
Starting Score: 679
