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PNC is okay with California

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Frequent Contributor

PNC is okay with California

Just called and was told I can qualify for a CC if I establish a checking acct.

Message 1 of 9
8 REPLIES 8
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Super Contributor

Re: PNC is okay with California

Thank you for sharing the data point. Good luck on your application!
Message 2 of 9
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Community Leader
Senior Contributor

Re: PNC is okay with California

They are a great bank. I'm in Vegas, but originally from back east. Still have my original student account. Nice to see them branch out. Good luck on app!!

Message 3 of 9
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Valued Contributor

Re: PNC is okay with California

more than ok in CA...$200 sub for opening a virtual wallet which costs $0.  They have the best customer service of any lender I have come in contact with.  they have the ability to reach out to dept experts on the fly so there is no making up or guessing on topics.  I cannot say enough good things about them

Message 4 of 9
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Epic Contributor

Re: PNC is okay with California


@FettHutt wrote:

Just called and was told I can qualify for a CC if I establish a checking acct.


Opened PNC last year, so far so good.

Message 5 of 9
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Valued Contributor

Re: PNC is okay with California

I live in easy walking distance of a PNC branch and have often considered opening a checking account with them and applying for a credit card.  What stops me is that their credit cards just don't measure up to the competition.  They give decent rewards for gas and dining, but their rewards for travel and groceries are mediocre, and those have traditionally been my two largest spending categories (at least until COVID arrived and ground my travel spending to a halt).

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom Unlimited
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Freedom • Chase United MileagePlus • UNFCU Azure
Message 6 of 9
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Valued Contributor

Re: PNC is okay with California

Same here, live within walking distance and I also have accounts with them since being a student.  I just have not had much of an interest I there cards.  I did use a PNC secured card for years...  it never graduated.  😲

Current as of October 3rd
TCL $129.6 - 7%UTL $22.2K - Remaining SL Balance
FICO 08 EQ722, TU723, EX728 || Mortgage Scores: EQ 724, Tu 694, EX 722

PSECU $30K || CHASE $9.6K || NAVYFED $66.1K || DISCOVER $20.9 || Store CC $3k CL soon to be closed

Restarted my rebuild in April 2018
(1) Unpaid CO from 2015 - Paid Aug 2020
17 Open acounts 6 closed
9 Open loans / 2 Closed || DTI 4.3%
AOYRA (2) at 13 months || AoOA (2) at 23 years || AAoA 9.9years AAoRA Calculating months

Inquiries: 0/6 0/12 4/24 - EQ/TU/EX (0 / 3 / 1)
- I am experimenting with scores...and it is not working in my favor yet!

Dirty/Thick/Aged/ No New Acoounts

Message 7 of 9
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Frequent Contributor

Re: PNC is okay with California

This morning I went for the $200 checking bonus!


@FettHutt wrote:

Just called and was told I can qualify for a CC if I establish a checking acct.


 

Message 8 of 9
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Contributor

Re: PNC is okay with California


@FettHutt wrote:

This morning I went for the $200 checking bonus!


@FettHutt wrote:

Just called and was told I can qualify for a CC if I establish a checking acct.


 


Please read the comments in Doctor of Credit's website about what qualifies for triggering the bonus. If you will have real employer/government benefits deposited ignore this. But if you were looking to earn the bonus by ACHing money from one bank to another be aware that not all banks will trigger the bonus. Found that out the hard way. 

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