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Pen fed overdraft LOC

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Jnbmom
Credit Mentor

Pen fed overdraft LOC

Does anyone know if they do a HP for the overdraft protection? 

 

Since I am having such a time with DCU and my mishap with NFCU , I also have PenFed and didn't really consider them for our primary banking needs but went online today to open a checking account and it offered the overdraft. So I figured I will have this account on the back burner until we decide what CU we are primarily gone to deal with.

 

I realize they have stipulations  to wave the fee but I will avoid that having my DD sent to them.

EXP 780 EQ 791TU 795
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Pen fed overdraft LOC

If you have a recent HP from a recent product with them, within 30 days no.

 

If you don't have a recent HP then yes, it will be a HP.

Message 2 of 7
Jnbmom
Credit Mentor

Re: Pen fed overdraft LOC

Thanks Yes it has been less than 30 days I believe.
EXP 780 EQ 791TU 795
Message 3 of 7
Anonymous
Not applicable

Re: Pen fed overdraft LOC


@Jnbmom wrote:
Thanks Yes it has been less than 30 days I believe.

If I were you, I would call and make sure it's been less than 30 days and make sure they will use the same HP. Don't assume they will. Better be safe than sorry.

Message 4 of 7
Jnbmom
Credit Mentor

Re: Pen fed overdraft LOC

Thanks I will check report and see when they pulled for sure
EXP 780 EQ 791TU 795
Message 5 of 7
Jnbmom
Credit Mentor

Re: Pen fed overdraft LOC

Thanks they pulled March 19 so I think I am okSmiley Happy
EXP 780 EQ 791TU 795
Message 6 of 7
Anonymous
Not applicable

Re: Pen fed overdraft LOC

Still, call them and apply for the LOC over the phone to ensure they use the old HP, there is no guaranteed if you apply online.
Message 7 of 7
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