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PenFed Credit Union Membership

Auto Loans for ANY Credit Situation. Immediate Response.
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Frequent Contributor

I am a new PenFed Member Yay!!!

OMG I am a PenFed member, Wow that was a simple process, I am very tempted to app for the Power cash rewards Visa

Message 11 of 36
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Established Contributor

Re: I am a new PenFed Member Yay!!!

Awesome you did it! Did you make a donation?





INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Recent Accounts: 1 (last 24 mo.)
Total CL: 14.95k Util. 0% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 6 mo. AoYA: 1 yr, 5 mo. 100% PIF.





Goal Cards:


myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 12 of 36
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Senior Contributor

Re: I am a new PenFed Member Yay!!!

Congratulations on your membership!

Message 13 of 36
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Frequent Contributor

Re: I am a new PenFed Member Yay!!!

It didn't ask me too, I was trying to find where you do that but I couldn't find it. Maybe they changed the requirements

Message 14 of 36
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Senior Contributor

Re: I am a new PenFed Member Yay!!!


@The-Credit-Disciple wrote:

OMG I am a PenFed member, Wow that was a simple process, I am very tempted to app for the Power cash rewards Visa


The PCR is a great 2% cash back card if you meet the requirements.

Message 15 of 36
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Frequent Contributor

Re: I am a new PenFed Member Yay!!!

I thought I would have to Donate, but it didn't ask me and I couldn't find it

Message 16 of 36
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Frequent Contributor

Re: I am a new PenFed Member Yay!!!

They pull Equifax right for the credit card application right?

Message 17 of 36
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Established Contributor

Re: I am a new PenFed Member Yay!!!


@The-Credit-Disciple wrote:

I thought I would have to Donate, but it didn't ask me and I couldn't find it


Even better! Congratulations on your membership.





INQ's: EQ: 0 TU: 0 EX: 0 (last 12 mo.)
Recent Accounts: 1 (last 24 mo.)
Total CL: 14.95k Util. 0% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 6 mo. AoYA: 1 yr, 5 mo. 100% PIF.





Goal Cards:


myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 18 of 36
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Community Leader
Senior Contributor

Re: I am a new PenFed Member Yay!!!


@The-Credit-Disciple wrote:

They pull Equifax right for the credit card application right?


Yes they pull EQ for everything. The rewards card is your best bet , unless you are looking for BT offers then the gold. The promise card lower apr but nothing else .

EXP 763 TU 793 EQ 734
Message 19 of 36
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Frequent Contributor

Re: I am a new PenFed Member Yay!!!

Will it be the same HP they used for the membership app? Because I have not gotten a notification yet from that pull

Message 20 of 36
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