Happy Dance!
$20k at 12.99% for 60 months!
She applied last weekend, they DID ask for POI, and they did allow her to use household income, so we sent them her last two paystubs and mine. Got the approval text on Thursday, logged in to her PenFed and esigned documents. They are mailing her a check for $20k. As of this morning, the new loan account is showing on her account page. 
We haven't received any documentation yet, but her EQ9 score as of earlier this month was 712. Six inquiries, 22% utilization.
As some of you know, I'm preparing to refinance a mortgage next year and part of our strategy is to move some debts from my credit profile to hers. We'll be paying off MY personal loan ($18k left on a $25k note at 17.99%) with the new loan.
Saves us nearly $200 per month AND greatly improves MY DTI.
Gawd, I love two player mode!
Smart!!.. keep working tour plans
Congratulations on DW approval!
Congratulations!!
@tcbofade wrote:Check got here today!
That was fast!
Truly Fast!
Mine had sat in a envelope for 10 days ..before I realized what it was
@M_Smart007 wrote:
@tcbofade wrote:Check got here today!
That was fast!
Truly Fast!
Mine had sat in a envelope for 10 days ..before I realized what it was
Must be nice, have a check that large just lying around, and not missing it. 😉🤣😃