cancel
Showing results for 
Search instead for 
Did you mean: 

Penfed PLOC approved!

Community Leader
Super Contributor

Penfed PLOC approved!

Totally shocked on this one since the PLOC is very hard to get.  I know a few posters here who have tried and been declined, and their profiles are stronger "a little better overall" than mine. I've tried twice before and declined for the usual reasons, so third time was a charm.  I asked for $5k and got it. It wasn't instant, went to review, but was showing within a few hours online. Also, their PLOC is now a fixed rate of 14.65% for everyone, and reports as revolving line of credit to the CRA.

 

Data~

-member since 07/2015

-pulled EQ...662 (their score) for the PLOC 

-10/2016...approved for their thrifty cloc $500 and Promise visa on recon $500. (Eventually I closed checking acct/thrifty, and just kept savings).

-01/2017...cli to $5k on Promise visa, and then PC to Platinum Rewards Visa Siggy (which is a new acct).

-04/2017...approved after review for $5k PLOC . Denied cli on visa for "need more time for current payment history with Penfed". 

 

 

IMG_7120.JPG

(BK7 d/c-08/2013/FICO-400's) ~ Current scores....Your guess is as good as mine! ???
Scores being held down by tons of INQ/New acts Smiley Wink
Message 1 of 21
20 REPLIES
Moderator

Re: Penfed PLOC approved!

Congrats Pizza!  I love PenFed

Message 2 of 21
Community Leader
Super Contributor

Re: Penfed PLOC approved!

Pizza Loves Our Community x 5000 = Smiley Happy

To obtain Credit One Kenobi status upon 0/24 is to Garden Harden!!
Message 3 of 21
Senior Contributor

Re: Penfed PLOC approved!

Wow. Congrats Pizza that's awesome
Message 4 of 21
Valued Contributor

Re: Penfed PLOC approved!

Congrats, Pizza! 

 

 


Message 5 of 21
Community Leader
Super Contributor

Re: Penfed PLOC approved!

Wowee! Pizza, you rock!!!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover.. Fico 8: EX: 759; TU: 742: EQ: 748
Message 6 of 21
Frequent Contributor

Re: Penfed PLOC approved!

3 tries pizza are u serious lolzzzz i filled the app as joke was under the same pull and got approved 20k in a sec Smiley Tongue

Smiley HappyCredit Cards are powerful but dangerous toolsSmiley Happy


Image and video hosting by TinyPic
Profile Worth 800K+(Exp 776 F-8) (TU 769 F-8) (Equifax 790 F-8)
Message 7 of 21
Community Leader
Super Contributor

Re: Penfed PLOC approved!


Mahraja wrote:

3 tries pizza are u serious lolzzzz i filled the app as joke was under the same pull and got approved 20k in a sec Smiley Tongue


yea, we get it...youre a rock star.  

 

Dude/gal whatever you are, dont care, but you cant just come on a person's thread acting all cocky and insult them. So you got the $20k "joke app" in a second, wow...amazing (rolls eyes)...been there , done that. 

 

My credit reports/scores are completely different than yours, and Im in a completely different credit bucket as well...BK, Baddies, a %$%#&  ton of inq/new accts.....PF is very conservative, especially to folks who have BK on their reports. So, know the facts of someones credit profile first, and hard they have worked towards what they currenty have before you decide to mock someone. Smiley Wink

 

p.s. Ive read your threads, and might I suggest a little punctuation? 

(BK7 d/c-08/2013/FICO-400's) ~ Current scores....Your guess is as good as mine! ???
Scores being held down by tons of INQ/New acts Smiley Wink
Message 8 of 21
Community Leader
Super Contributor

Re: Penfed PLOC approved!

Thank you everyone for good vibes!! Smiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ Current scores....Your guess is as good as mine! ???
Scores being held down by tons of INQ/New acts Smiley Wink
Message 9 of 21
Moderator

Re: Penfed PLOC approved!


Mahraja wrote:

3 tries pizza are u serious lolzzzz i filled the app as joke was under the same pull and got approved 20k in a sec Smiley Tongue


Absolutely no need to make a post like this.  Contributes nothing and is a veiled insult. Do better.  Normally I would delete your post but Pizza seems to have handled it well.

Message 10 of 21