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Penfed PLOC

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devilnic
Contributor

Penfed PLOC

Does anyone know if Penfed PLOC pulls Experian or Equifax?

Starting Score: 612
Goal Score: 850

Credit Cards: Capital One Spark Visa $700 6/8/2002 19 yrs | Navy Federal Flagship Rewards $15,000 9/24/2014 7 years | Victoria's Secret $4100 11/17/2014 7 years | Amazon $6000 12/1/2015 6 years | Discover Miles #1 $6300 1/19/2017 4 years | Navy Federal AmEx $10,000 7/6/2017 4 years | American Express Hilton Honors Surpass $2000 4/30/2019 3 years | American Express Everyday Preferred$1000 8/24/2019 2 year | Home Depot $5000 7/06/2017 4 years | Overstock $14,150 5/12/2019 2years | Chase Slate $1800 9/24/2019 2 years | Discover IT #2 $9,000 9/24/2019 2 years | FNBO Evergreen $11,300 11/24/2021 | PenFed Platinum Rewards $15,000 11/26/2021
Message 1 of 6
5 REPLIES 5
House1204
Regular Contributor

Re: Penfed PLOC

Experian








Message 2 of 6
Cory88
Frequent Contributor

Re: Penfed PLOC

PenFed is mostly EQ for what I have seen. Been a member since 2012.

Message 3 of 6
Dave4fun
Regular Contributor

Re: Penfed PLOC

Experience for me. I'm in California 

FICO 8 EQ: 841, TU: 842, EX: 842 Total Rev CL: $547,000 - CHASE/CITIBANK/DISCOVER/ USBANK/AMEX/COMENITY AMEX /BMO/NORDSTROM/MACYS/FNBO/ JCPENNY/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/SYNCHRONY/ VENMO VISA Sig/ DILLARDS AMEX/ PENFED PLAT REWARDS/PENFED PLOC/WELLS FARGO. AAoA 13 years
Message 4 of 6
babygirl1256
Senior Contributor

Re: Penfed PLOC

They pulled Equifax when I applied.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 6
AverageJoesCredit
Legendary Contributor

Re: Penfed PLOC


@Cory88 wrote:

PenFed is mostly EQ for what I have seen. Been a member since 2012.


Loans like a personal loan have become mainly Experian pulls now. The could still be outliers but most recent posts the users have had their Experian pulled. 

Message 6 of 6
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