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I just found this out from a ad while i was on another website just log into your Penfed account click apply for personal loan new page loads it clearly states at the top will not affect your credit score. it just asks reason for loan and amount all so you need to make sure they have your cell phone number on file. Since we don't use a home phone i just put my cell in home and mobile box next enter income Rent/Mortgage payment. Thats it will show you if have pre approved offers and the APR enjoy.
@bigpoppa09 wrote:I just found this out from a ad while i was on another website just log into your Penfed account click apply for personal loan new page loads it clearly states at the top will not affect your credit score. it just asks reason for loan and amount all so you need to make sure they have your cell phone number on file. Since we don't use a home phone i just put my cell in home and mobile box next enter income Rent/Mortgage payment. Thats it will show you if have pre approved offers and the APR enjoy.
Wow! Thank you so much for this. I was just sitting here exploring options and wondering if I should consider PenFed. I'd hate to take a hard pull if there was no hope. Now I have a prequalification and rates to compare. Awesome!
Thanks!
@NichelleN wrote:
@bigpoppa09 wrote:I just found this out from a ad while i was on another website just log into your Penfed account click apply for personal loan new page loads it clearly states at the top will not affect your credit score. it just asks reason for loan and amount all so you need to make sure they have your cell phone number on file. Since we don't use a home phone i just put my cell in home and mobile box next enter income Rent/Mortgage payment. Thats it will show you if have pre approved offers and the APR enjoy.
Wow! Thank you so much for this. I was just sitting here exploring options and wondering if I should consider PenFed. I'd hate to take a hard pull if there was no hope. Now I have a prequalification and rates to compare. Awesome!
Thanks!
You are welcome.
@bigpoppa09, Thanks for posting! ... Not a lot of people know about this.
Nice find 🙏🏼 Definitely a gem 🎉
Thanks for the tip, @bigpoppa09!
Thank you for this!!
BE CAREFUL!!! THIS WILL CAUSE A HARD INQUIRY DESPITE WHAT THE WEBSITE STATES.
*screams bloody murder*
I didnt get a hp. But I didnt click the "complete" button either. I went back to the main screen.
You might be able to call and have them reverse it.
Preapproved personal loan or Used Auto loan?
Here is what I am preapproved for as a personal loan. This is an unsecured loan, so can I expect to be approved for a used auto loan for the same amount, but a lower rate?
No HP for personal loan preapproval.
HP to get auto loan approval, correct?