No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
When I first signed up a few weeks ago, it gave me the option of putting the initial deposit on a debit (or credit) card. I don't have a branch near me so I'll end up waiting for the 1 month to use mobile deposits.
Billpay is 30 days
Mobile deposit is 90 days
Higher ACH limits is 6 months