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Love Penfed! Easy approval process for personal loan. I opened a savings account online with a deposit of $5 and decided to apply for a personal loan just to help improve the score with an installment loan to add to the mix. I plan to use the SSL technique with repaying it. The loan officers and the customer service reps are all very knowledgeable. I even decided to apply for a credit card a few days later, and they used the same HI data from the personal loan. Penfed said that the HI is good for up to 90 days, so I could request an auto loan or apply to other offerings. So get this- Penfed approved me for a $14,500 CL, which is the highest that I have ever obtained!
EQ 717
5 hard inquiries in 1 year
Wow! Congratulations!
Congrats!
@gameofthrones wrote:Love Penfed! Easy approval process for personal loan. I opened a savings account online with a deposit of $5 and decided to apply for a personal loan just to help improve the score with an installment loan to add to the mix. I plan to use the SSL technique with repaying it. The loan officers and the customer service reps are all very knowledgeable. I even decided to apply for a credit card a few days later, and they used the same HI data from the personal loan. Penfed said that the HI is good for up to 90 days, so I could request an auto loan or apply to other offerings. So get this- Penfed approved me for a $14,500 CL, which is the highest that I have ever obtained!
EQ 717
5 hard inquiries in 1 year
Did they ask for POI?
Yes, could you please let us know what, if any, did you need to provide for POI.
Also, how long did it take to get approval? I have asked them to reconsider at the moment & I'm on pins & needles waiting to hear back. I sent an email.
Thank you for contributing, this is good info!
Yes- 12.99%
Late to respond, sorry. No POI requested, and I was approved immediately.