Personal Loan 7% or lower for 5 year/60 months At least 30K

[azpro]

I'm shopping for personal loan 7% or lower for 5 year/60 months Atleast 30K loan. (PLOC would work as well at 8-9% but I already have about 100K PLOC from 3 banks) I had Discover Personal before and had a good experience and already paid it off an year ago. They didn't even ask for proof of income from me at that time.

Any other options? Any special qualitification requirements? TIA

Does AOD in Alabama issues those? I already have their 10K limit on AOD Sig Visa.

[Anonymous]

AOD only does up to 36-month loan terms

They also promote very low rate "holiday" and "summer" loans, depending on the season, which are up to 5k over only 12 month term. As low as 2.9% I believe on these.

AOD also offers PLOC, though I can't find the rates online. If it's like their CC rates it'd probably be decent.

Could play around with Discover cards or NFCU for 0% 12 month offers if it's worth your time, too.

[ZackAttack]

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@azpro wrote:

I'm shopping for personal loan 7% or lower for 5 year/60 months Atleast 30K loan. (PLOC would work as well at 8-9% but I already have about 100K PLOC from 3 banks) I had Discover Personal before and had a good experience and already paid it off an year ago. They didn't even ask for proof of income from me at that time.

Any other options? Any special qualitification requirements? TIA

Does AOD in Alabama issues those? I already have their 10K limit on AOD Sig Visa.

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DCU gave me 6.49% APR as the lowest if you have a good score rating on you EQ Fico 5. With the checking account in good relationship status, I was able to get the loan APR to 5.99%. DCU personal loans I think go up to 6 or 7 years but I got no clue how much they will offer on the loan.

[azpro]

I'm with DCU since 2015 when I tried a car loan. There rep at that time was too slow. I even offered to pay for 2nd days air.

I was approved for the lowest and everything but their check came 2 days later than I was supposed to go look and buy a car. I bought the car and their came 2 days later. Too late for me. 

How was your loan close and process experience with DCU? How long was your DCU loan? Thanks

[Anonymous]

Check out BestEgg.

They have best interest rates and offers.

They gave me a six month interest waiver during covid. And another 3 months interest waiver now, helping to pay my balances down.

Good customer experience.