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About a month I had a nasty fall and completely tore my ACL in my knee, its been a process, I have catastrophic insurance, so I have to self pay, this surgery usually costs between $20,000 to $60,000 depending on whats involved, but by the grace of god, the hospital has agreed to write most of it off if I bring cash, they made me an offer of $7,000.00 for the surgery, anestisia, and room, so that left me with, taking out a personal loan, I got system approved for the amount I requested of $10,000.00, my credit score they pulled was 787 TU Classic 08! I absolutely love my credit union! They always system approve all my loans, as they have my first, second, mortgage, car loan, and credit card! This is why I handle my credit carefully, and always pay on time, you just never know when you may have to borrow for emergencies! The neat thing about this loan too, they can set your payment date out 90 days, and they pay you 1% cash back!
I'm really happy for you! I always tell people this exact scenario could happen to them and that's why they should work on their credit but nobody seems to believe me...they seem to prefer ignorance.
I hope the surgery goes well! A lesson for anyone, take care of your credit and it can take care of you!
God bless you.
This is great news for you! I bet it takes a huge load off your shoulders! Congratulations and good luck on your surgery!
Congrats!