Personal Loan with no HP?

[aynot4fitness]

I was approved for a $10K personal loan from Best Egg 15 days ago. The loan's been funded and everything, but I see no sign of a HP on TU, EQ, or EX. I did the prequal through Credit Karma. Has anyone seen this happen before? Could it show up later?

[Revelate]

Usually it would've showed up by now and online reviews of BestEgg suggest they do HP like virtually any lender for a personal loan.

[DaveInAZ]

You say the loan has been funded but have you received the funds? Most personal loans quote you a rate & terms on a SP, but to finalize the loan and receive the funds they HP.

[aynot4fitness]

Yes I received the funds on the March 18th. As of today, still no HP anywhere. It hasn't reported yet so the new account will still take a bite out of my score. 

Maybe I should just shut up about it and count my blessings. 

[Anonymous]

what state are you in?

did you have to submit a POI?

What rate did you get? when soft pull what was the offer? did it change once it was a HardPull?

[Anonymous]

Did you ever receive the hard pull from this lender? Also, how long did it take them to report the new account? Thanks in advance!

[Anonymous]

The HP is less of an impact though compared to adding a new account. I'd take that point loss any day over the other one!