Question About Navy Federal or Penfed loans

[Madyun1982]

Hello everyone. Hopefully I'm posting in the right place. I have a question. How long after becoming a member with either Navy federal or penfed should one wait before applying for a personal loan? I'm trying to assist someone they're
looking to obtain a 10,000 personal loan 48 mos preferably
Clean file no lates
Scores 790 FICO Transunion 792 Experian 791 Equifax.. 75,000 yearly income. Thanks in advance for any help

[AllZero]

No time restrictions. They can apply immediately.

[Madyun1982]

Thank you AllZero.. I know that Penfed can be a little tricky. Just wanted to be sure before having them move forward

[AllZero]

NFCU. SP for membership TU. Expect hard pull inquiry for loan application. EQ9

PFCU. HP for membership. Expect another HP for loan application. EQ9