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Basically you pay tally and Tally pays your cards...
If it sees a balance on a card with a higher APR than its own it will transfer it to itself...
There was a thread about it awhile back...
https://ficoforums.myfico.com/t5/Personal-Finance/Anyone-use-Tally/td-p/4921496
https://ficoforums.myfico.com/t5/Personal-Finance/Questions-about-Tally/td-p/5359798
Iv had the account for at least a year now... (back when it was IOS only)..
I'm going from memory but the interface has/is changed from the initial signups... I was told the APR offered before i accepted it...
Its somewhat hidden and it was a SP to app if i recall... It's been awhile since iv signed up.. and i have used it a couple of times...
Do realize you need a decent score to get approved.. 660 and up, And since the prime has gone up.. so hasn't Tally....
The other.. I was hoping for an occasional CLI increase or an offer for a better APR tier esp on this kinda product based on scores.. Still haven't seen either of those...
I like it.. its not as good as playing the BT roulette game but you know its avalible, and its a lot less hassle, and you do save a little bit on balances)
-J
(Mods can someone tag @Anonymous to see if they can add to this thread since the product has changed since its release and see if they would add their insight)
@joltdude wrote:
(Mods can someone tag @Anonymous to see if they can add to this thread since the product has changed since its release and see if they would add their insight)
Done.
Theres actually an old thread on Tally and a new thread on Tally
The older thread
https://ficoforums.myfico.com/t5/Personal-Finance/Anyone-use-Tally/td-p/4921496
The new thread also announcing their Android software as well...
Also have contacted them on social media to poke them to come back here since folks are curious about their product again..
-J