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Ok so I will wait, a bunch of collections fall of next year so I might not make it past 650 for now. So I will wait for a credit union, thank you so much!
dent believe the song and dance about unify fcu approving 560 ficos ,just not true . there harder than penfed imo
@mrldp40 wrote:dent believe the song and dance about unify fcu approving 560 ficos ,just not true . there harder than penfed imo
Agreed. Unify quoted my score as 651, and denied me. Additionally, their customer service folks are horrible. One I spoke to was somewhat nice, but absolutely clueless; even about simple things that he really should've known. The other person I spoke to I would describe with words I can't write on this forum. I was so dissatisfied with everything about them that I just closed the checking and savings accounts instead of waiting, and trying again down the road. I'd never recommend them.
closing mine too .proud to be in with navy and penfed
What are PenFeds requirement?
you can join penfed thur the navy league
I have a fico 8 of 624, should go higher seeing that I just paid all my credit cards down. Do you think I should start with a checking account or savings?
i have both my checking account they gave my 500.00 overdraft line of credit automatically scores way lower than yours
My idea was to get my score a little higher because they hard pull for the checkings and savings account right?