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Genisys Credit Union gives off a checking account of 4.06 APY with 10 debit card (think $5+ per transaction). I personally don't use it because I think a brokerage account is a better way of collecting that interest from time to time.
I wish that debit cards were reported to the bureaus for history
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Genisys CU also offers a High Youth Savings at 5.12% APY
@Anonymous wrote:
@Anonymous wrote:I always felt like these were too much work.
I guess if you could go to a grocery store and scan & pay for 10 <$1 items individually, you could come out ahead.
I just use Google pay to transfer money between accounts. It's technically a purchase to the bank. Even my Discover cashback debit earns 1% on money I simply transfer out of it via Google Pay to my main checking, zero loss. Plus it's pretty much instant instead of waiting days for ach. So just transfer an arbitrary amount to redneck, then transfer 10 random amounts back out via google pay. Should trigger it.
So if you use discover's 1% debit thru google pay, isn't a great way to earn money with use of caution???
@ZackAttack wrote:
@Anonymous wrote:
@Anonymous wrote:I always felt like these were too much work.
I guess if you could go to a grocery store and scan & pay for 10 <$1 items individually, you could come out ahead.
I just use Google pay to transfer money between accounts. It's technically a purchase to the bank. Even my Discover cashback debit earns 1% on money I simply transfer out of it via Google Pay to my main checking, zero loss. Plus it's pretty much instant instead of waiting days for ach. So just transfer an arbitrary amount to redneck, then transfer 10 random amounts back out via google pay. Should trigger it.
So if you use discover's 1% debit thru google pay, isn't a great way to earn money with use of caution???
They thought of it already.
@Anonymous wrote:
@ZackAttack wrote:
@Anonymous wrote:
@Anonymous wrote:I always felt like these were too much work.
I guess if you could go to a grocery store and scan & pay for 10 <$1 items individually, you could come out ahead.
I just use Google pay to transfer money between accounts. It's technically a purchase to the bank. Even my Discover cashback debit earns 1% on money I simply transfer out of it via Google Pay to my main checking, zero loss. Plus it's pretty much instant instead of waiting days for ach. So just transfer an arbitrary amount to redneck, then transfer 10 random amounts back out via google pay. Should trigger it.
So if you use discover's 1% debit thru google pay, isn't a great way to earn money with use of caution???
They thought of it already.
Note the fact they actually do not list Google pay. I read through that during my tests before. Last month I did a test and shuffled a grand through and for over $10 back. I've never actually used the debit card, only way money has come out is via google pay. So it works for now. The way sending money via GP works is when you "send" you're actually making a "purchase" from google. They in turn do a credit push, kinda like a refund, to the other person. As long as you use the debit card, and not linking your bank account. This is also why sending money works, even if the bank does not have google pay agreements for in store purchases. Discover lists it on the app as "Debit Purchase" not p2p. I noticed it worked a few months ago when I selected my discover account to redeem cashback instead of my Schwab, and discovered cash back the following month equal to 1% of it. Investigation and testing ensued.