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Redstone FCU Pre-approval emails and free FICO score

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Valued Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

Well I took the back way in to Redstone and from reading this thread, I will have my ID forms saved and ready to upload if needed.

rkharvest.jpg

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 81 of 98
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Community Leader
Super Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

@ktl72455 

That's terrific !! Congrats on your CC approval and membership! 



My most prized tradeline.
Message 82 of 98
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Frequent Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

@ktl72455 

Awesome! Congrats on the new card!! Smiley Very Happy

Message 83 of 98
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Frequent Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

I got my Harvest Visa ($6K SL) in March and have used the card every month and PIF before the cut. My card is still not reporting to any of the bureaus. Has anyone else experienced this?

 

Thanks in advance and Happy Sunday!! Smiley Happy

Message 84 of 98
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Valued Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

LeilaniS,

 

Mine reported finally this month on the Capitalone Creditwise app. I am going to pull my CR for my mid year review. I'll let you know it's reporting on all 3 soon. 

 

Guyatthebeach

Message 85 of 98
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Frequent Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

@Guyatthebeach 

Thank you very much for the info and for checking! I really appreciate it! If I'm going to take a hit for a 'new account' I'd rather get it over with sooner than later lol!!

 

Hope you had a good weekend!! Smiley LOL

Message 86 of 98
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Frequent Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

I don't know how this CU is so popular. What are benefits to join? can someone explain because I failed see it. Their banking can not keep it fee free without some works, CC is nothing special.

Thank you

Message 87 of 98
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Valued Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

Creditfan, 

 

They actually have a couple of decent savings plan, one account started paying 5%, but is down to 2% 

 

Guyatthebeach

Message 88 of 98
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Community Leader
Super Contributor

Re: Redstone FCU Pre-approval emails and free FICO score

@LeilaniS 

How about let the statement cut. Maybe it will report.

Some FIs don't report if you pay the balance before the statement cuts.

 

Unless you are using more than 30%.

Allow it to cut. Then you can pay the bill.

Mine is reporting to all three CBs.

 

@creditfan 

The 5% savings account is the reason why I have them. Recently cut like most high yield savings accounts.

The auto loan rates aren't bad either.

 



My most prized tradeline.
Message 89 of 98
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Valued Contributor

Re: Redstone FCU Pre-approval emails and free FICO score


@LeilaniS wrote:

I got my Harvest Visa ($6K SL) in March and have used the card every month and PIF before the cut. My card is still not reporting to any of the bureaus. Has anyone else experienced this?

 

Thanks in advance and Happy Sunday!! Smiley Happy


This is the exact reason I came looking for this thread! I was wondering how soon to expect it to hit. Its like waiting for the 2nd shoe to fall!

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 90 of 98
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