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Refinance Personal Loan

Bkny718
Established Member

Re: Refinance Personal Loan

Thanks SouthJamaica and Revelate, somehow my LC loan is not reporting as Consumer Finance, just luck of the draw I think.

Any recommendations on a CU for a first time CU client?
Starting Score: EQ 681|TU 660|EX 680 Jan 2019
Current Score: EQ 788|TU 772|EX 785 Mar 2019
Goal Score: EQ 800|TU 800|EX 800
Message 11 of 12
SouthJamaica
Super Contributor

Re: Refinance Personal Loan


@Bkny718 wrote:
Thanks SouthJamaica and Revelate, somehow my LC loan is not reporting as Consumer Finance, just luck of the draw I think.

Any recommendations on a CU for a first time CU client?

Well probably you would do best by finding one that has a "field of membership" which includes you, by geography, employment, relatives, etc.

 

But if you want some good ones that are more or less open to all, I guess the best ones for this purpose would probably be Unify, Langley, Alliant, Vantage West, Affinity FCU, Chartway FCU, Digital FCU, Evansville Teachers FCU,  and Andigo CU.

 

PenFed is good but they seem to be in a fairly conservative mood lately.

 

NFCU is good; but you need to have a relative who's a member of NFCU or who has served in the armed forces.


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 12 of 12
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