SDFCU Person Loan Check

[Gmood1]

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@baller4life wrote:
Their system is not programmed to handle your scenario. Pay most back immediately and leave $100 balance.😂 You'll have to call in and get it manually adjusted I'm sure.

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Yeah that's what I was thinking. It's not programmed for cheap asses like me. LOL

I'll have to hit them up and see what can be done I guess.

[baller4life]

That poor computer doesn't know WHAT to do with you Gmood!. 😂😂😂

[Gmood1]

Just got of the phone with lending. She told me it would just show that amount until the loan was paid off. Because that was the original monthly payment. I asked her how long I could drag it out. She said the full 36 months if I want to. Soooo, I went in and set auto pay for $3.50 monthly. I should have the loan paid off in 35 months.

[baller4life]

😂😂😂

[Anonymous]

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@Gmood1 wrote:

Just got of the phone with lending. She told me it would just show that amount until the loan was paid off. Because that was the original monthly payment. I asked her how long I could drag it out. She said the full 36 months if I want to. Soooo, I went in and set auto pay for $3.50 monthly. I should have the loan paid off in 35 months.

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Nice ... real nice

[NYFan63]

Hey baller - I joined SDFCU this morning after joining ACC.  They said they will contact me in three days.  Do they do a HP? If so, which CRA?

Thanks!

[Gmood1]

They pull EX. It used to be a SP. HP now from what I've seen in the forums.

[NYFan63]

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@Gmood1 wrote:

They pull EX. It used to be a SP. HP now from what I've seen in the forums.

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Ugh...thanks Gmood1 - oh well - I'm in the door...

[NYFan63]

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@Gmood1 wrote:

They pull EX. It used to be a SP. HP now from what I've seen in the forums.

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Well at least EX is my highst score... 

[NYFan63]

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@baller4life wrote:

Went to my mailbox today and low and behold there was a $4500 check from SDFCU. What the? LOL. Apparently I was preapproved from a recent sp for an installment loan at 7.99%. 36 payments of $140.98. However, no penalty for paying it off sooner. All I have to do is sign the back of check and fill out first 3 numbers of SS#,employer and job title and deposit it. Easy enough.

Nice surprise considering I have only had a share savings account with them for the past 9 months or so. Good way to establish a relationship with them I suppose. I hear they are pretty conservative. I'll pay it off in a year. 😉

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Baller - I applied for SDFCU membership back on Dec 27/28th, got an inquiry and still have not heard if I am approved....any thoughts??