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SDFCU Person Loan Check

Gmood1
Community Leader
Super Contributor

Re: SDFCU Person Loan Check


@baller4life wrote:
Their system is not programmed to handle your scenario. Pay most back immediately and leave $100 balance.😂 You'll have to call in and get it manually adjusted I'm sure.

Yeah that's what I was thinking. It's not programmed for cheap asses like me. LOL

I'll have to hit them up and see what can be done I guess.

Message 51 of 69
baller4life
Super Contributor

Re: SDFCU Person Loan Check

That poor computer doesn't know WHAT to do with you Gmood!. 😂😂😂
Message 52 of 69
Gmood1
Community Leader
Super Contributor

Re: SDFCU Person Loan Check

Just got of the phone with lending. She told me it would just show that amount until the loan was paid off. Because that was the original monthly payment. I asked her how long I could drag it out. She said the full 36 months if I want to. Soooo, I went in and set auto pay for $3.50 monthly. I should have the loan paid off in 35 months.Smiley LOL

Message 53 of 69
baller4life
Super Contributor

Re: SDFCU Person Loan Check

😂😂😂
Message 54 of 69
Dinosaur
Moderator Emeritus

Re: SDFCU Person Loan Check


@Gmood1 wrote:

Just got of the phone with lending. She told me it would just show that amount until the loan was paid off. Because that was the original monthly payment. I asked her how long I could drag it out. She said the full 36 months if I want to. Soooo, I went in and set auto pay for $3.50 monthly. I should have the loan paid off in 35 months.Smiley LOL


Nice ... real niceSmiley Happy

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Message 55 of 69
NYFan63
Established Contributor

Re: SDFCU Person Loan Check

Hey baller - I joined SDFCU this morning after joining ACC.  They said they will contact me in three days.  Do they do a HP? If so, which CRA?

 

Thanks!

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Message 56 of 69
Gmood1
Community Leader
Super Contributor

Re: SDFCU Person Loan Check

They pull EX. It used to be a SP. HP now from what I've seen in the forums.

Message 57 of 69
NYFan63
Established Contributor

Re: SDFCU Person Loan Check


@Gmood1 wrote:

They pull EX. It used to be a SP. HP now from what I've seen in the forums.


Ugh...thanks Gmood1 - oh well - I'm in the door...

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 58 of 69
NYFan63
Established Contributor

Re: SDFCU Person Loan Check


@Gmood1 wrote:

They pull EX. It used to be a SP. HP now from what I've seen in the forums.


Well at least EX is my highst score...Smiley Happy 

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 59 of 69
NYFan63
Established Contributor

Re: SDFCU Person Loan Check


@baller4life wrote:

Went to my mailbox today and low and behold there was a $4500 check from SDFCU. What the? LOL. Apparently I was preapproved from a recent sp for an installment loan at 7.99%. 36 payments of $140.98. However, no penalty for paying it off sooner. All I have to do is sign the back of check and fill out first 3 numbers of SS#,employer and job title and deposit it. Easy enough.

Nice surprise considering I have only had a share savings account with them for the past 9 months or so. Good way to establish a relationship with them I suppose. I hear they are pretty conservative. I'll pay it off in a year. 😉


Baller - I applied for SDFCU membership back on Dec 27/28th, got an inquiry and still have not heard if I am approved....any thoughts?? 

Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 60 of 69
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