Score Needed To Be Approved For DCU Banking

moneymitch · ‎03-01-2019

I'd like to open a checking account with DCU I'm currently rebuilding and my EQ is about 618. What stype of score do I need for approval? I dobt want to waste a hard pull.

Anonymous · ‎03-01-2019

DCU uses ChexSystems so I don’t know that they have a minimum score for opening a checking/savings with them. It’s also not a hard pull for membership, just for a credit product.

They are great to talk to, I would give them a call. 1-800-328-8797

moneymitch · ‎03-02-2019

Thanks

iced · ‎03-04-2019

@Anonymous wrote:
DCU uses ChexSystems so I don’t know that they have a minimum score for opening a checking/savings with them. It’s also not a hard pull for membership, just for a credit product.

They are great to talk to, I would give them a call. 1-800-328-8797

This may be a recent change (I joined DCU in 2013), but I had a hard pull and all I have with them is checking/savings. It might not happen, but don't be surprised if it does, too.

Anonymous · ‎03-04-2019

@iced wrote:
@Anonymous wrote:
DCU uses ChexSystems so I don’t know that they have a minimum score for opening a checking/savings with them. It’s also not a hard pull for membership, just for a credit product.

They are great to talk to, I would give them a call. 1-800-328-8797
This may be a recent change (I joined DCU in 2013), but I had a hard pull and all I have with them is checking/savings. It might not happen, but don't be surprised if it does, too.

Yeah it’s no longer a hard pull, there was a thread about this around here. Previously they would zap you twice. Once for membership and once for a credit product but now it’s only if you get a credit product.

JaseT · ‎03-04-2019

@Anonymous wrote:
@iced wrote:
@Anonymous wrote:
DCU uses ChexSystems so I don’t know that they have a minimum score for opening a checking/savings with them. It’s also not a hard pull for membership, just for a credit product.

They are great to talk to, I would give them a call. 1-800-328-8797
This may be a recent change (I joined DCU in 2013), but I had a hard pull and all I have with them is checking/savings. It might not happen, but don't be surprised if it does, too.
Yeah it’s no longer a hard pull, there was a thread about this around here. Previously they would zap you twice. Once for membership and once for a credit product but now it’s only if you get a credit product.

Stop tempting me to apply!! I'm in the market for a new CU soon...