@Anonymous wrote:Did you guys notice their holiday club savings? 3% APY up to $3K.
@Anonymous, Yes in one of Gmood1's post in another thread.
I am not keeping very much Cash tied up with low rates, because of these returns.
See Chart #1
https://i.imgur.com/nVgQulR.png
See Chart #2
https://i.imgur.com/8Zb0yJJ.png
Look at The return rate?
This is just physical Gold that you can hold.
@Anonymous wrote:
@recoveringfrombk7 wrote:@Anonymous I was worried initially because my link is via deceased maternal grandfather who served in WWII Army. That was how I got in with Navy. But DPs were not clear here that a distant relationship would work. So I was a bit nervous until I got the email. I also had to send DL, passport, and utility bill. Felt a little much, but 3500$ earning a good rate was worth it to me. I feel like an e-hoarder with random savings accounts all over the internet. I guess it's a coping mechanism for uncertain times.
I gave them my dad's info as well as my deceased grandfather's. They didn't ask any further documentation from me so it looks like they got everything they needed from my credit report. Very easy process honestly. I could have just joined ACC but I have a legitimate service link, might as well use it.
I will just put the $500 in the savings and cap that for now. I wanted to move money away from Alliant so that is what I will do.
@Anonymous I advise less than $500 , because interest will push you over,
$500 the first month (or when it post) and your rate will drop to 0.25% APR .. IMO
| $500.01+ | 0.250% | 0.25% |
@M_Smart007 wrote:
@Anonymous wrote:Did you guys notice their holiday club savings? 3% APY up to $3K.
@Anonymous, Yes in one of Gmood1's post in another thread.
I am not keeping very much Cash tied up with low rates, because of these returns.
See Chart #1
https://i.imgur.com/nVgQulR.png
See Chart #2
https://i.imgur.com/8Zb0yJJ.png
Look at The return rate?
This is just physical Gold that you can hold.
That's crazy!
I am not allowed to buy things like gold. Asset limits and all that. No investments when you have Medicaid. That's a crazy good return though. I would not be as focused on savings as much either as long as it kept going up haha.
@M_Smart007 wrote:
@Anonymous wrote:
@recoveringfrombk7 wrote:@Anonymous I was worried initially because my link is via deceased maternal grandfather who served in WWII Army. That was how I got in with Navy. But DPs were not clear here that a distant relationship would work. So I was a bit nervous until I got the email. I also had to send DL, passport, and utility bill. Felt a little much, but 3500$ earning a good rate was worth it to me. I feel like an e-hoarder with random savings accounts all over the internet. I guess it's a coping mechanism for uncertain times.
I gave them my dad's info as well as my deceased grandfather's. They didn't ask any further documentation from me so it looks like they got everything they needed from my credit report. Very easy process honestly. I could have just joined ACC but I have a legitimate service link, might as well use it.
I will just put the $500 in the savings and cap that for now. I wanted to move money away from Alliant so that is what I will do.
@Anonymous I advise less than $500 , because interest will push you over,
$500 the first month (or when it post) and your rate will drop to 0.25% APR .. IMO
$500.01+ 0.250% 0.25%
Yeah but that's just on the amount that is over $500 and then I can transfer it out. I do the same thing with DCU.
@Anonymous wrote:
@M_Smart007 wrote:
@Anonymous wrote:
@recoveringfrombk7 wrote:@Anonymous I was worried initially because my link is via deceased maternal grandfather who served in WWII Army. That was how I got in with Navy. But DPs were not clear here that a distant relationship would work. So I was a bit nervous until I got the email. I also had to send DL, passport, and utility bill. Felt a little much, but 3500$ earning a good rate was worth it to me. I feel like an e-hoarder with random savings accounts all over the internet. I guess it's a coping mechanism for uncertain times.
I gave them my dad's info as well as my deceased grandfather's. They didn't ask any further documentation from me so it looks like they got everything they needed from my credit report. Very easy process honestly. I could have just joined ACC but I have a legitimate service link, might as well use it.
I will just put the $500 in the savings and cap that for now. I wanted to move money away from Alliant so that is what I will do.
@Anonymous I advise less than $500 , because interest will push you over,
$500 the first month (or when it post) and your rate will drop to 0.25% APR .. IMO
$500.01+ 0.250% 0.25% Yeah but that's just on the amount that is over $500 and then I can transfer it out. I do the same thing with DCU.
Max utilization
Take it from someone who forgot on another acct. and got pennies for 6 months.
@M_Smart007 wrote:
@Anonymous wrote:
@M_Smart007 wrote:
@Anonymous wrote:
@recoveringfrombk7 wrote:@Anonymous I was worried initially because my link is via deceased maternal grandfather who served in WWII Army. That was how I got in with Navy. But DPs were not clear here that a distant relationship would work. So I was a bit nervous until I got the email. I also had to send DL, passport, and utility bill. Felt a little much, but 3500$ earning a good rate was worth it to me. I feel like an e-hoarder with random savings accounts all over the internet. I guess it's a coping mechanism for uncertain times.
I gave them my dad's info as well as my deceased grandfather's. They didn't ask any further documentation from me so it looks like they got everything they needed from my credit report. Very easy process honestly. I could have just joined ACC but I have a legitimate service link, might as well use it.
I will just put the $500 in the savings and cap that for now. I wanted to move money away from Alliant so that is what I will do.
@Anonymous I advise less than $500 , because interest will push you over,
$500 the first month (or when it post) and your rate will drop to 0.25% APR .. IMO
$500.01+ 0.250% 0.25% Yeah but that's just on the amount that is over $500 and then I can transfer it out. I do the same thing with DCU.
Max utilization
Take it from someone who forgot on another acct. and got pennies for 6 months.
What do you mean? You still get the 5% on the first $500. It's very rare that these accounts aren't blended APRs.
@Anonymous wrote:I had to make a phone call to find out what my Call24 was to make my online banking account. Zero wait time and a very friendly rep. Definitely a nice start!
That is great, so far my experience has been a very good one
They even allowed me to substitute one document they requested, that I did not have in my possession.
Linked (2) bank accounts via log in method (Navy and US Bank) , the 3rd have to wait for trial deposits.