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@Anonymous wrote:Well it looks like I got hit with a cash advance... So much for MasterCard being safe. 😡
I hope Sync doesn't get mad about it. At 3% it just actually COST ME more than I would have earned!
Oh Man
I used Citi DC MC .. No cash advance fee
And I get 2% cash back
I called them and they sent an email to the back office to call me tomorrow so we can refund the charge and use my debit card. Excellent customer service so far. Still no hold time despite the IVR warning there would be hold time.
"Excellent customer service"
100% agree!
Well I called Synchrony too and they also answered right away. Told me that I haven't been charged a fee yet but if I do when it posts, and I don't get a refund from Service CU, they'll refund the fee as a one time courtesy. Frustratingly, they do not allow you to set the cash advance limit to $0 so I won't ever take this chance again.
Surprised you did not use Navy?
@M_Smart007 wrote:Surprised you did not use Navy?
2% vs 1.5%.
Trust me. First and last time I max deposit with a credit card.
I just added my Alliant debit card to the Zelle app and transferred $250 from my savings to the checking and then instantly transferred that to 1stBank so I can just fund with my 1stBank debit tomorrow. Lesson learned!
I actually did a branch share deposit at this CU at their location in a NH walmart awhile back. Seemed very friendly. Perhaps I should open an account as well...
-j
I just got off the phone with Service and while the rep tried to assist me, she called all over and was told that the system won't allow the transaction to be reversed once the account has been opened. I guess I will have to see how Synchrony handles things on their end but I'm going to pay it off to get it off there.
Also I asked @M_Smart007 and the savings always pays 5% on the first $500, even if you have more than that in there. Balances from $500.01 and beyond will earn .25% instead but the first $500 earns 5%.
@Anonymous wrote:I just got off the phone with Service and while the rep tried to assist me, she called all over and was told that the system won't allow the transaction to be reversed once the account has been opened. I guess I will have to see how Synchrony handles things on their end but I'm going to pay it off to get it off there.
Also I asked @M_Smart007 and the savings always pays 5% on the first $500, even if you have more than that in there. Balances from $500.01 and beyond will earn .25% instead but the first $500 earns 5%.
Sucks on the cash advance part.
On the past $500 good to know, as some work differently.
We live and learn