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Service Credit Union membership

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Established Member

Service Credit Union membership

I was looking at Service CU (https://servicecu.org/) because they have a Euro transfer service that's possibly cheaper than through a bank.  However, they say: "Service Credit Union membership is open to those living or working in the state of New Hampshire or the Falmouth, MA area (defined as Falmouth, Bourne, Mashpee and Sandwich, MA) and their families. Also eligible are active duty military, veterans and their families, and those who are working (or worked) for the Department of Defense, as well as their families."

 

Does anybody know if "families" is immediate family?  Both my grandfathers served, but neither of my parents did.

Message 1 of 198
197 REPLIES 197
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Super Contributor

Re: Service Credit Union membership

I would call and ask them. I went through the start of the process to join and it just says family there as well. My dad is a vet so I'm automatically eligible, thanks for sharing. Another potential CU for the future. 



Message 2 of 198
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Super Contributor

Re: Service Credit Union membership


@flyingfico wrote:

I was looking at Service CU (https://servicecu.org/) because they have a Euro transfer service that's possibly cheaper than through a bank.  However, they say: "Service Credit Union membership is open to those living or working in the state of New Hampshire or the Falmouth, MA area (defined as Falmouth, Bourne, Mashpee and Sandwich, MA) and their families. Also eligible are active duty military, veterans and their families, and those who are working (or worked) for the Department of Defense, as well as their families."

 

Does anybody know if "families" is immediate family?  Both my grandfathers served, but neither of my parents did.


I was able to join based on my late father's service.


Total revolving limits 649000 (573000 reporting) FICO 8 EQ 727 TU 744 EX 729

Message 3 of 198
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Community Leader
Mega Contributor

Re: Service Credit Union membership

So far, everything submitted, looks like sp , and uses Chex. Ill know in a day or 2 if im approved for membership.
Message 4 of 198
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Community Leader
Mega Contributor

Re: Service Credit Union membership

Approved, very simple process so far.
Message 5 of 198
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Super Contributor

Re: Service Credit Union membership


@AverageJoesCredit wrote:
Approved, very simple process so far.

Congratulations on your membership!



Message 6 of 198
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Community Leader
Mega Contributor

Re: Service Credit Union membership

Thanks, figured id try it out , be good for dps here plus another CU is good to have.. might be another good pickup for VeteransSmiley Happy
Message 7 of 198
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Valued Member

Re: Service Credit Union membership

As you mentioned you were interested in joining this CU because of low transfer fees, I'll just mention that I have used Transferwise in lieu of wire transfer from my bank. Several times over several years, always prompt payment at the most current exchange rate, and the fee is 1/4 of what Chase gets. Highly recommended.
Message 8 of 198
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Frequent Contributor

Re: Service Credit Union membership

Anyone apply for any credit products with SCU? Data points to share??😋


TU - 785
EX - 771
EQ - 779


Message 9 of 198
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Community Leader
Super Contributor

Re: Service Credit Union membership

@AverageJoesCredit 

Just signed up for these guys today. I want to take advantage of those savings rates. And also grow up and be like you one day.Smiley Happy

My Chex report is in flames!!!! Smiley LOL



My most prized tradeline.
Message 10 of 198
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