Posted this in another section, will try here...
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Should I have any issue getting an unsecured Wellsfargo personal loan?
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Joejude2020
New Visitor Joejude2020 New Visitor
08-25-2019 02:37 PM
Should I have any issue getting an unsecured Wellsfargo personal loan?
Hi everyone, so I am reading the forums here and I read some stories about people who have been either denied a Wells Fargo personal loan or counter offered a lower amount. So here's my situation and my question:
Seeking: $10,000 unsecured personal loan for 2 years. I'm not worried about interest rate because I know I can pay it off early.
Current debt: only mortgage under 50k owed
Income last 3 years: over $120k last year $132k
Credit score: over 800 last time I checked
3 credit cards open: zero balance on all. Limit 7k on each
No other debt/loans
I know my credit score and my income are very good and my debt is very low, I just have this odd worry that Wellsfargo is going to counter with a lower offer and I am wondering if I should just come in with a higher offer in the event that they may counter? This may be a stupid question but I've never done a personal loan before so trying to find any advice I can. Thank you as always to anyone who replies.
