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Should I join NFCU?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Community Leader
Super Contributor

Re: Should I join NFCU?

Credit Guy, i think Finstar summed it up best for a person who has everything they need ,but wants to have future possibilties in lending available from a rock steady lender, Navy is a great addition. Plus, not everyone can join so if your eligble, you should join. If not for you, then for fsmily members and their future credit needsSmiley Happy
Message 11 of 15
Frequent Contributor

Re: Should I join NFCU?

I'm with Finstar and AJC. 

Message 12 of 15
Established Contributor

Re: Should I join NFCU?

A secret NFCU benefit is that every year, on your anniversary date with them, the Village People will come to your home or office and sing "In the Navy" to you.  That alone makes joining them well worth it.

Message 13 of 15
Community Leader
Valued Contributor

Re: Should I join NFCU?

Heck NO!   Stay away...

If they're formulating their decisions based on the "curve" I don't need you in there mucking up the ratio for average peeps like me! Tongue Raspberry.gif

 

 

 

 

 

Obviously, I'm only teasin' but you answered your own question. 

You don't need it and it would only be another account to manage at this point.

If you need to diversify or if things change in the future, it will still be there.. 

0001Cheers.gif

 




Message 14 of 15
Valued Contributor

Re: Should I join NFCU?

OP, I say, definitely join. I luv NFCU hands down!

Since you don’t need anything, open a 40-month IRA and ESA certificate with min $50 deposit and earn 3.75% interest. And you can make deposits anytime up to the max allowed.
GOALS: Garden til DEC 2020 and 800 Club

Scores
JAN 2019: EX 794, TU 783, EQ 801
DEC 2018: EX 777, TU 783, EQ 799

|| AmX ED $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $15.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX Magnate $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 15 of 15