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So how do you get in NFCU via a dead relative?

Frequent Contributor

So how do you get in NFCU via a dead relative?

Saw it mentioned. can't find any threads..lol

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Message 1 of 16
15 REPLIES
New Contributor

Re: So how do you get in NFCU via a dead relative?

I joined NFCU end of April this year.  I got all my grandfathers info together ex army vet passed away 11 years before I was born.  When I called NFCU to ask some questions and apply they did not even ask me for any information regarding him whatsoever.

Rebuild Begin - Fico 8 Scores
November 2016 tu 610 ef 588 ex 601
June 2018 tu 734 eq 735 ex 727
174,500 total revolving
Message 2 of 16
Frequent Contributor

Re: So how do you get in NFCU via a dead relative?

Thanks Snipper! Do you remember if you called the main bank number or a local branch?

That's funny. The website stated I'd need certain copies of military records or would have to go the VA to get a copy of them. Guess not!

- 3/17 Cap1 Secured $200 and now $500 as of 9/17 RIP.-
-10/17 Amex Blue Cash Awards. 10k!
-11/30 Discover It $1,300
2/18 Cap1 Unsecured. Converted to QuickSilver. No CLI.
- No loans. Rebuilding. Gardening.
Message 3 of 16
New Contributor

Re: So how do you get in NFCU via a dead relative?

I called in the main bank number.  Theirs always a possibility they could ask you for that information.  In my case the only two questions the representative asked was his relation to me and what branch of the military he served in.

Rebuild Begin - Fico 8 Scores
November 2016 tu 610 ef 588 ex 601
June 2018 tu 734 eq 735 ex 727
174,500 total revolving
Message 4 of 16
Regular Contributor

Re: So how do you get in NFCU via a dead relative?


@Snipper117 wrote:

I joined NFCU end of April this year.  I got all my grandfathers info together ex army vet passed away 11 years before I was born.  When I called NFCU to ask some questions and apply they did not even ask me for any information regarding him whatsoever.


 

That's true, they do use the honor system, however, I have read where they requested info later and those that couldn't provide it had all their accounts frozen until they could provide it- without proof they close the accounts.

So it's best to have/obtain your verification in case they request the documentation later.

Message 5 of 16
Frequent Contributor

Re: So how do you get in NFCU via a dead relative?


@Pikaboo-icu

That's true, they do use the honor system, however, I have read where they requested info later and those that couldn't provide it had all their accounts frozen until they could provide it- without proof they close the accounts.

So it's best to have/obtain your verification in case they request the documentation later.


Does anyone know if the verification would be free somewhere or public record if they passed over 10+ years ago?  Somewhere like Ancestory or is VA or Vitals more likely?

- 3/17 Cap1 Secured $200 and now $500 as of 9/17 RIP.-
-10/17 Amex Blue Cash Awards. 10k!
-11/30 Discover It $1,300
2/18 Cap1 Unsecured. Converted to QuickSilver. No CLI.
- No loans. Rebuilding. Gardening.
Message 6 of 16
Highlighted
Regular Contributor

Re: So how do you get in NFCU via a dead relative?

They have all military records at the VA. I'm not sure what would be the process for obtaining records for a relative, but I'm sure a quick phone call would give you the info. Well, it won't be quick as you may be on hold forever :-)

Started Rebuild 4/2018: EX 616| EQ 621| TU 604

Current 6/21/18:


Goal Score: 750+
Message 7 of 16
New Visitor

Re: So how do you get in NFCU via a dead relative?

You can request military records from the National Personnel Records Center.

https://www.archives.gov/personnel-records-center/military-personnel

Message 8 of 16
Frequent Contributor

Re: So how do you get in NFCU via a dead relative?


@dynamicvb wrote:

They have all military records at the VA. I'm not sure what would be the process for obtaining records for a relative, but I'm sure a quick phone call would give you the info. Well, it won't be quick as you may be on hold forever :-)


This forum needs a thumbs down next to kudos.. lol

- 3/17 Cap1 Secured $200 and now $500 as of 9/17 RIP.-
-10/17 Amex Blue Cash Awards. 10k!
-11/30 Discover It $1,300
2/18 Cap1 Unsecured. Converted to QuickSilver. No CLI.
- No loans. Rebuilding. Gardening.
Message 9 of 16
Established Contributor

Re: So how do you get in NFCU via a dead relative?


@Nugentli wrote:

You can request military records from the National Personnel Records Center.

https://www.archives.gov/personnel-records-center/military-personnel


If you are requesting for a deceased veteran you must submit a copy of the death certificate. 

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Message 10 of 16