Just wanted to chime in and make an contribution to the forums regarding an approval. Recieved a mailer from SoFi for a personal loan. My only loans have been with my local credit union and Penfed over the years so was a little skeptical about the SoFi loan process. Filled in my info and came back with pre approval of up to $50,000. After submitting DL & Paystub they countered with $30,000 @13.52 rate. Not the best but not horrible either with interest rates on the rise. Will use this loan to pay off some debt and support some future land projects.
Thanks for looking
Starting FICO08 Scores 2016 All in the mid 500’s Current FICO08 Scores AUG 2022 (TU 800) (EQ 800 (EXP 785)
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
Congrats.. Curious did you look at lightstream as I find they usually have the best rates?
Thanks so much @CreditCuriosity! Lightstream I didn't actually check this time around. I remember applying for a loan with them 2 years ago thinking they would pull EQ and they turned around and pulled TU and denied me with no way to recon.
Starting FICO08 Scores 2016 All in the mid 500’s Current FICO08 Scores AUG 2022 (TU 800) (EQ 800 (EXP 785)
“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)
