Hi Guys,
It feels good coming back here after some time off lol, I have few questions and i'm sure here is the right place to ask, need some cash and i was pre-approval by SoFi, after reading here its a realiable company and many users around here have loan whith them so anyways, i was pre-approval for 40k at 11.54% @ 4 years paying $1045 a month which i'm good with that.
Here my questions
1- 40K @ 11.54% is good or should i keep looking? (did some preapproval in CK and SoFi is the only one approving me for 40k)
2- If i take the loan, will i be able to pay more that the $1045 monthly?, i have 11k coming in few months that i can use to pay my loan, will SoFi allow that?
3- Just to confirm, for what i read here some loan companies report the loan as Consumer Finance Account(CFA), what about SoFi ?.
Here my Scores:
Total Limit: $205,200
Total Balance: $265.00
I took a loan at a local CU for 20k @9.6 last year and is at $14,344.77 right now, monthly payment is $422 but i'he been paying $500 avery month (this will be "Paid in Full" using the SoFi loan), other that that nothing else in my personal CB.
Thanks in advance guys.
