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Hello all,
I just came across this - https://www.t-mobilemoney.com/en/home.html
Anyone have any experience/insights?
It looks like constant maintenance of sorts - withdraw $200 and deposit $200 every month so that you dont go over $3000 in one month, else the APY drops from 4% to 1%.
Looks a lot like other debit accounts with a high APY on a nominal balance. I don't have a qualifying plan either.
@Anonymous wrote:It looks like constant maintenance of sorts - withdraw $200 and deposit $200 every month so that you dont go over $3000 in one month, else the APY drops from 4% to 1%.
My understanding of the rules was that first $3,000 gets 3% APY and anything after that gets 1% and not the total amount at 1%
I have it and use it as a saving account sorta i placed the 3k in there and have NFCU deposit 200 and withdraw 200 a few days later and get the max interest ... its not much but everylittle bit helps