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The Effects of Debt Consolidation!

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New Contributor

The Effects of Debt Consolidation!

Hello!

 

I have another thread that was primarily around me obtaining a personal loan for debt consolidation of my CCs. However, I started this one to show the before, during and current scores.  Not bad for 22 days!

 

Fico2.PNGBefore Debt ConsolidationFico3.PNG12 days after consolidationScreenshot_20180927-132406.pngToday!

5 REPLIES 5
Valued Contributor

Re: The Effects of Debt Consolidation!

Definitely a quick improvement on the FICO front!



Message 2 of 6
Frequent Contributor

Re: The Effects of Debt Consolidation!

Thanks for sharing. Did you close out your credit cards?

Current Scores: EX: 650 (+3)| TU: 666 (+35)| EQ: 653 (+45)
Next Goal: Min. 680 w/all CRAs
Gardening Until: 5/19/19| Last App: 8/2/18
Message 3 of 6
New Contributor

Re: The Effects of Debt Consolidation!

Nope! All are still open.  Now I have to remove them from my wallet.  All but one to use for gas which I will ensure to be PIF every month! I haven't figured out which one yet.

 


@SweetCreditObsession wrote:
Thanks for sharing. Did you close out your credit cards?
Message 4 of 6
Valued Member

Re: The Effects of Debt Consolidation!

Awesome credit jump! Where was your utilization prior to and post debt consolidation?
Starting Score [February 2018]:
Current Score:
Goal Score [January2020]:


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Message 5 of 6
Valued Contributor

Re: The Effects of Debt Consolidation!

That's a pretty awesome jump on the scores! Keep it up!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 6 of 6
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