US Bank premier line of credit approved- data points

[Anonymous]

Hello,

online app, 20 seconds in the system once enetered.

Approved today for 15K intially, called and reconned on the same pull for 21.5K.

They pulled TU for the west coast state and was a hard pull.

exisising cash plus for approx 10 years (15K limit). 

Also have savings and checking account with them. Direct depost to checking twice a month.

Fico was 70X approx late last week and wouldnt have changed sense then.

Util approx 29%, three outstanding personal loans, no other loans, six digit income, no defaults/baddies. 

Feel free to ask any questions if you have any.

[Anonymous]

Congrats on the approval.  From my experience, I know they pulled my TU 4 mortgage score for the Premier Line.

[RSX]

What’s the APR ?

[Anonymous]

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@RSX wrote:

What’s the APR ?

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Currently 12.25%

[Eztalker]

What number did you call to recon the starting limit on the premier line of credit?

[Anonymous]

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@Anonymous wrote:

Hello,

online app, 20 seconds in the system once enetered.

Approved today for 15K intially, called and reconned on the same pull for 21.5K.

They pulled TU for the west coast state and was a hard pull.

exisising cash plus for approx 10 years (15K limit). 

Also have savings and checking account with them. Direct depost to checking twice a month.

Fico was 70X approx late last week and wouldnt have changed sense then.

Util approx 29%, three outstanding personal loans, no other loans, six digit income, no defaults/baddies. 

Feel free to ask any questions if you have any.

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Nicely done -- especially the recon. Congrats!

And thanks for the DPs.