US Bank was going to introduce new checking account options this past Friday, and do away with existing options. But they have pushed them back to September 21. Their existing options, as well as a $400 sub are still available.
@Anonymous wrote:
Wondered if I read it wrong ... now I know!
Does anyone know what they are doing? Their website barely works and now we are offering "Smart Banking" ... huh!
"Does anyone know what they are doing?" >> @Anonymous , They may not know what they are doing?
Wonder if they are re-designing their phone App for the Millionth time?
or they could be to "busy?" with other things of more importance.
"Smart Banking" >> Are you making fun of Me?
The new USBank smartly checking option was briefly listed in their Consumer Pricing PDF but now it's gone again. It had the Easy Checking monthly fee (6.95) and pays interest, although the interest is of the .01% big bank variety. You can get the fee waived with direct deposits, a minimum daily balance or by having a US Bank credit card. It's like Easy Checking and Gold Checking had a baby. The old Consumer Pricing PDF is back up again with the old account options.
Disclosures are available again.
Consumer Pricing Information (usbank.com)
Bank Smartly is basically the same exact thing as Truist One. A single account with various tiers depending on balance and different perks based on that. I wouldn't say it's necessarily any better or worse than what exists currently.
Thanks @northway!
Will add ... US Bank has nothing I could find for this new way of life on their website!
In fact, I am wondering where the real benefits will come for people with smaller incomes and banking needs? 
Checking the disclosure again, it was updated recently to show October 5, 2022 as the new launch date. They seem to keep pushing it back every month. Maybe backend problems getting everything ready or switched over.
@northway wrote:Checking the disclosure again, it was updated recently to show October 5, 2022 as the new launch date. They seem to keep pushing it back every month. Maybe backend problems getting everything ready or switched over.
Again, thanks ... they seem to be trying an out of sight out of mind approach ...? One has to wonder why you would start marketing for a product only to have to pull back twice now!
Missed your Truist reference but I see it now. As I look at many of the large financials, Tiers or Tears none of the interest is ever much so leaving money sitting would likely be for other reasons not for true earnings.
Another recent thread on MyFico dealt with current interest rates offering and several were over 2% so I doubt US Bank will pay enough to bother with.
Will add going back a couple of years, they would slip 17 month and 39 month CD Specials in their online for a few days and they were good rates but not any lately (did take advantage of some).
After reading the information you did post, I wonder where I will see any benefit?
