cancel
Showing results for 
Search instead for 
Did you mean: 

US Bank withdraw money without notice

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Member

US Bank withdraw money without notice

So I went to the bank during lunch yesterday withdrew $2000. Got the cash but the teller only debited $200 from my account a $1,800 mistake. Woke up to the money still there and during lunch checked my account again and they had done a “check” withdrawal for the $1,800. Can they remove money without notifying me? Technically signed for $200 on the receipt but was given $2,000
Message 1 of 6
5 REPLIES 5
Community Leader
Senior Contributor

Re: US Bank withdraw money without notice

Banks remove money frequently without notifying the consumer, ie overdraft fees etc. 

It shouldn’t be an issue right? In your case, it’s literally their money. The teller simply made an error. 

 

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 2 of 6
Community Leader
Super Contributor

Re: US Bank withdraw money without notice

You got $2000, correct? So , even by mistake of teller, they got the rest of their money. Cant claim you only got $200 even if the receipt says so. I wouldnt want to mess up my relationship with the bank over something you had to know was a mistake.
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 6
Super Contributor

Re: US Bank withdraw money without notice


@Jb8296 wrote:
So I went to the bank during lunch yesterday withdrew $2000. Got the cash but the teller only debited $200 from my account a $1,800 mistake. Woke up to the money still there and during lunch checked my account again and they had done a “check” withdrawal for the $1,800. Can they remove money without notifying me? Technically signed for $200 on the receipt but was given $2,000

Yes, the bank is allowed to correct the error.

 

...and if the error had gone the other way, you'd WANT them to...

10/01/19 Fico 8: EX 717, EQ 721, TU 742.

Zero percent financing is where the devil lives...
Message 4 of 6
Valued Contributor

Re: US Bank withdraw money without notice

Act like the whole thing never happened and leave it alone. You have your correct amount of money, and their books are now straight.
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 5 of 6
Senior Contributor

Re: US Bank withdraw money without notice


@Jb8296 wrote:
So I went to the bank during lunch yesterday withdrew $2000. Got the cash but the teller only debited $200 from my account a $1,800 mistake. Woke up to the money still there and during lunch checked my account again and they had done a “check” withdrawal for the $1,800. Can they remove money without notifying me? Technically signed for $200 on the receipt but was given $2,000

I assume you filled out a withdrawl slip or a check which you handed to the teller.   So that would be their proof that you wanted 2000, not sure how your bank handles reciepts but I have never at any bank signed a reciept.   The reciept simply shows what was done, the withdrawl/deposit slip or check indicates what I want to be done. 


FICO 8 Starting Score

Current Scores




Garden Goal is All Reports Clean

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.